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Coût annuel en pourcentage (TAP) = 391.07% For a $300 loan, the maximum total cost of borrowing is of $354. By contrast, modern private lenders provide the closest experience to "guaranteed personal loans, no matter what." Prince Edward Island. This information meets the requirements of the Consumer Protection Act. At the same time, we provide fast funding – releasing funds right away, which are typically available the same day or even faster (depending on the chosen funding method). Guaranteed in full Pay Time Loans in Canada. Affordable Papers Reviews – Finding the Greatest Possible Loan Foryou. This website offers a service that attempts to connect potential borrowers with a loan offer. Real saving and real Money!*. Please note that we are not yet operating in Newfoundland and Labrador. Nova Scotia, This results in no minimum credit score requirement and, therefore, much higher approval odds for customers, pushing these loans ever closer to a truly "guaranteed" payday loan. 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